Pay Stub Generator
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#6B7280
Country
Company
Employee / Payee
Earnings
Deductions
Company Name
Street Address CA
Pay Date
—
Reporting Period
—
Employee Name / Address
Employee Name
Street Address CA
SSN
XXXX
Status
W-2 Employee
Employee ID
—
| Income | Rate | Hours | Current Pay | Deductions | Total | YTD Total |
|---|---|---|---|---|---|---|
| Gross Earnings | Statutory Deductions | |||||
| Regular Pay | 25.00 | 80 | $2,000.00 | Federal Tax | $161.60 | $161.60 |
| State Tax | $120.00 | $120.00 | ||||
| FICA Social Security | $124.00 | $124.00 | ||||
| FICA-Medicare | $29.00 | $29.00 | ||||
YTD Gross
$2,000.00
YTD Deductions
$434.60
YTD Net Pay
$1,565.40
Total
$2,000.00
Deductions
$434.60
Net Pay
$1,565.40
Live preview — nothing is sent to a server.
What's included
Key Features of Stubingly
Built for small businesses, freelancers, and HR teams who need accurate, professional pay stubs without the overhead of payroll software.
Instant Live Preview
See your pay stub update in real time as you type — no page refreshes, no waiting. What you see is exactly what downloads.
4-Country Tax Engine
Accurate payroll calculations for the US, UK, Canada, and Australia — federal, state/provincial, and territory rates included.
Automated Tax Calculations
Current-year brackets and rates for income tax, Social Security/NI/CPP/PAYG, Medicare, and all major statutory deductions.
Hourly & Salary Support
Enter regular hours, overtime, bonus, and commission. Or switch to salary mode — the engine handles both without extra steps.
Nothing Leaves Your Browser
Every calculation and the final PDF are generated client-side. No account required, no data stored, no hidden fees.
Branded & Customisable
Upload your company logo and choose a header stripe colour — preset or custom hex. Your stub, your look.
Why Stubingly
Why Thousands of People Use Stubingly
Accuracy, privacy, and professional output — without a subscription or a learning curve.
Tax Accuracy
Ledgerly uses current-year tax tables for all four supported countries — IRS Publication 15-T for the US, HMRC rates for the UK, CRA schedules for Canada, and ATO PAYG withholding tables for Australia. Every bracket, threshold, and statutory contribution is kept up to date.
Data Privacy
Your payroll data never leaves your device. Calculations run entirely in your browser, the PDF is rendered client-side, and we store nothing on our servers. No account, no cookies, no data sold.
Instant Preview
The pay stub preview updates live as you fill in the form. The PDF you download is a pixel-perfect match — no surprises between preview and final document.
Verified Formulas
All payroll formulas are cross-checked against official government sources and standard accounting practice for W-2 employees, 1099 contractors, and their international equivalents.
Multi-Country Support
One tool covers the US (all 50 states), United Kingdom (including Scottish rates), Canada (all provinces and territories, including Quebec QPP/QPIP), and Australia (residents, non-residents, and working holiday makers).
Professional Output
The generated pay stub matches the layout and field conventions used by real payroll departments — suitable for income verification, loan applications, rental applications, and personal record-keeping.
Real vs. Fake Pay Stubs — What You Need to Know
A fake pay stub contains income figures or tax calculations that don't match actual payroll records. Stubingly generates stubs that reflect your real earnings — here's why that distinction matters.
Risks of Using a Fake Pay Stub
- Could be treated as fraud or document misrepresentation
- Loan or rental applications will be rejected when verified
- Employers who discover a fake stub may terminate employment
- Banks and lenders cross-check stubs against tax records
- Deliberate falsification can carry serious legal consequences
How to Spot a Fake Pay Stub
- Tax figures that don't match the stated bracket or filing status
- YTD totals that don't reconcile across multiple pay periods
- Social Security or Medicare withheld above the annual wage cap
- Rounded deduction figures — real payroll is rarely a round number
- Misaligned columns or inconsistent font sizes in the table
Stubingly generates stubs that reflect your actual earnings
Every figure is calculated from the rates and inputs you provide. The result is a document that holds up to verification — not one that needs to hide from it. Submitting falsified income records remains your legal responsibility.
Frequently asked
Q.Is it legal to make my own pay stub?
Yes — generating a pay stub to document your own real income is legal. It becomes fraud the moment the numbers don't match what you actually earned.
Q.Will a landlord or lender accept a generated pay stub?
Most will, especially for self-employed applicants, provided the figures are accurate and consistent with your bank deposits.
Q.Do you store my information?
No. Every calculation and the final PDF are generated in your browser — your details are never uploaded or saved on a server.
Q.How accurate are the tax calculations?
Federal tax uses current bracket tables and Social Security/Medicare use current statutory rates. State tax uses a simplified single-rate estimate per state.
Q.Can I generate a stub for a 1099 contractor?
Yes — switch to '1099 Contractor' in the Employee section. Contractor stubs show gross payments without standard payroll withholding.